# SEPA direct debit

**SEPA direct debit** is a payment method that allows a creditor (company, government agency, etc.) to **automatically debit** money from a **customer's bank account** (the debtor) with **their prior authorization.** It works throughout the eurozone.

Go to **Settings - Select Plug-ins and options - Cash flow settings.** Then select **bank debit** as the **payment method**.

<figure><img src="/files/Z7K4UQONtgCec0qCNSny" alt=""><figcaption></figcaption></figure>

## Create a SEPA direct debit

To make its debit transactions, the company can also use the same bank account created for making transfers.

In fact, a new customer has ordered deckchairs from **MASOCIETE.** The invoicing department then issues an invoice, records it, and, to avoid the customer having to send a check, which is their usual method of payment, the department sets up a **SEPA direct debit**, **with the customer's prior consent,** of course. The sum of **€1,250** is then debited directly **from the customer's bank account**, simplifying the payment process.

## Implementation

Before creating a SEPA direct debit, you must first create the customer invoice via **Sales > Invoicing > Invoices.**

<figure><img src="/files/IkAOOSAS6RuTQ8iRgjhQ" alt=""><figcaption></figcaption></figure>

{% hint style="info" %}
***Be sure to note the expiry date, because in order to find the invoice in the list of direct debits, the date range selected in the direct debit screen must include this date.***
{% endhint %}

Under **\[Payment]**, make sure to select Bank Debit as the **payment method.**

<figure><img src="/files/cOO9hP3B3TXBhFmoLRWz" alt=""><figcaption></figcaption></figure>

Then, **save** the invoice.

Next, go to **Accounting > Entry Management > Automatic transfer** to transfer the invoice to accounting. Then start the transfer.

<figure><img src="/files/JFJZXfkhL9HZC4o4sGLu" alt=""><figcaption></figcaption></figure>

To **create a SEPA direct debit**, go to **Cash Flow> Inflow Management > SEPA Direct Debit**. Then click on **\[\[New]]**.

<figure><img src="/files/h6UNA1T2s2BD8eHvXyp3" alt=""><figcaption></figcaption></figure>

Select the **Type of third party\*** and fill in the **Creditor Information\*.**

In **\[2-list the direct debits]**, you will see **\[\[List direct debits]]**; click on it and you will see a list. All you have to do is Save.

<figure><img src="/files/QC0gFPO6ZUxdemcnBXDf" alt=""><figcaption></figcaption></figure>

You will be redirected to the list of debits.

<figure><img src="/files/vDXZr9fV3cxd38c7Vm6n" alt=""><figcaption></figcaption></figure>


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